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You could be owed £1,000s in compensation...

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Have you ever wondered about the concept of 'mis-sold' PCP finance?

Well, it turns out that a significant number of UK drivers might be owed financial compensation. The FCA's investigation uncovered instances where individuals were being charged excessively in their monthly finance payments.

You could qualify if:

  • Your lender didn't inform you about the commission fees associated with your agreement.
  • The interest rate on your agreement was inflated due to these high commission fees.
  • Your lender failed to provide a clear explanation of the complete terms and workings of your car finance loan. It's essential to be aware of these details.

How do i check if i'm eligible?

1.

Complete our quick and easy form.

2.

We will review your case

3.

We will tell you if you're entitled to compensation, you can sit back and wait for your payment.

Frequently Asked Questions

If you've had a finance agreement like PCP or HP, you may be eligible for compensation due to mis-selling. Check your eligibility by filling out our online form.

Your lender must have failed to disclose the commission details on your agreement(s). If your finance details were inadequately explained or you faced higher interest rates due to commissions, you could be eligible for £1,000s. Check our free online form to see if you meet the criteria

Don't worry if you had an HP loan instead of a PCP agreement - we accept claims for various vehicle finance agreements. Start your claim today with our online form.

The FCA paused the investigation of motor finance complaints (from the usual 8 week deadline) and this may continue until on or after 4th December 2025 whilst they examine the issue of car finance sales that involved discretionary commission. A complaint on your behalf can be submitted but you may not receive a response until the FCA has concluded it's review. However, a recent judgement means law firms can issue proceedings which are not subject to the FCA pause and as such claims can be submitted and potentially won today